Astrology Predictions for 2014-2015

As we can see, there have been huge world changes since then.

Let me outline just a few of them:

– The Central Banks have more power than ever before
– The Federal Reserve brought down interest rates to almost 0%
– Quantitative Easing or money-printing has become the new norm
– Disputes over taxes and tax reforms have escalated
– Movements to unseat leaders continue, including the resignation of President Hosni Mubarak in Egypt and the stepping down of Muammar Gaddafi in Libya
– Cyber-spying is rampant with the revelations that the NSA has been regularly unlawfully spying on its citizens
– We’ve seen earth changes escalate with earthquakes and tsunamis causing whole continents to shift

What does the future look like as we near the end of the Cardinal Climax?

I see two diametrically opposed scenarios playing out:
– Worldwide debt reaches its limit, the financial system panics and the stock market crashes
– Governments shut down and default on their debts
OR
– Leaders in business, banking and government start to behave with transparency instead of secrecy, working hard to restore peoples’ trust in them
– Political leaders make compromises to reduce debt levels
– Businesses are rewarded for hiring people and not penalized

It could go either way. There could be a turnaround from the oppressive economic activities of the last 6 years or an escalation of the same practices.
With 3 planets going retrograde one after the other from the beginning of 2014, (Venus retrograde during January, Mercury retrograde in February, and Mars retrograde from March until May), I am anticipating leaders will change their minds quickly, bankers will change their policies unexpectedly, markets will reverse because of greater uncertainty.

President Obama
As I predicted last year, with transiting Neptune square to his natal Moon, there is the possibility of scandal, deception and misleading behaviour and his trustworthiness could be put into question. There could be damage to his reputation and he needs to make sure that he does everything above board.

This aspect is a hard one because the Moon represents his public image. Not just Americans feel betrayed by him, but also Germany, Israel, Saudi Arabia, to name but a few, by his reversals and failure to communicate with them.

Transiting Jupiter will be conjunct his Sun in September 2014. This could be a high point in his career, but it could also mean that he goes to extremes. His reputation could be severely tarnished especially when Saturn is opposite his natal Moon and square to natal Pluto in 2015.

The main thing is that he needs to be honest. If he can do this, he will be able to salvage his reputation. If not, he will fall from grace and leave office with his reputation in tatters.

Stock Market
I predicted that the stock market would crash in 2013 and I was wrong. I had failed to understand the powerful impact of Pluto in Capricorn on Central Banking intervention in the financial markets. I didn’t realise it would distort the markets to such a degree. I had no idea how far and how deeply the powers that be could manipulate the markets. With the strong influence of Pluto in Capricorn in mutual reception to Saturn in Scorpio, this had led to the infinite printing of money out of thin air. This looks set to continue at least for the next year or so indicating that the stock markets are set to rise for the foreseeable future.

What to invest in and what to avoid:
Jupiter moves back and forth between Cancer and Leo in 2014. The sign Jupiter is in shows the stock sectors more likely to outperform the general market.

Jupiter in Cancer until July 16th, 2014 indicates the stock sectors that are likely to benefit are: housing, hotels, motels, restaurants, anything connected with families and homes, food, drink, caretaking.

Jupiter in Leo from July 17th 2014 until August 11th 2015 favours children’s games and toys, games, gaming companies, leisure, entertainment industry, gambling, anything connected to children, gold mining, romance, love and the dating industry.
The position of Saturn tends to show those sectors that will decline in price. With Saturn in Scorpio until almost the end of 2014, the sectors most likely to be affected by declines are: banks, insurance companies, investment companies, security companies, waste management, funeral services, oil and gas companies, medical and surgical suppliers.

As long as the Fed continues to intervene in financial markets, stock prices will increase. I doubt they will stop QE in the foreseeable future, so stocks are likely to continue rising. If the Dow Jones Index falls below 13000, this could mark a bearish shift in the market.

Gold and Silver
The Federal Reserve may taper its bond and securities purchases, thus pushing up interest rates and resulting in the falling of the price of gold.

If, however, we see increasing political upheaval and a greater social unrest, which I am anticipating, this would support a rise in the price of gold.

With Jupiter in Cancer and in Leo, which represent silver and gold respectively, and with Mars going into Scorpio from July 25th until September 13th, 2014, this could be a time of a strong rally for precious metals since Mars in Scorpio is a good predictor of a surge in the price of gold and silver.

In the long run, however, gold and silver prices will soar. As to exactly when, depends on how long the manipulators can control the markets. Once there is a breakdown in trust and a market panic, everyone will turn to gold. Right now it is a bargain. If you have any spare money, buy a small amount of both gold and silver. Keep buying more each time the price dips. At some point, I am still confident that gold will trade above $3000 USD an ounce and silver will be at $100 per ounce.

Weather Changes
I predicted last year that with so many planets in water signs that we would see flooding, heavy rains, tornadoes, and great destruction from water. We saw flooding in so many places around the world: in Colorado, throughout much of Europe, in Canada, the devastating floods in Jakarta, Indonesia, in Thailand, and more recently, Typhoon Haiyan in the Philippines, to name but a few.

With Jupiter in Cancer for almost 7 months of the year, Saturn still in Scorpio and Neptune in Pisces, I am anticipating more issues around water and flooding again this year.

With Jupiter in Leo from July 16th, especially with the square to Saturn in Scorpio, I think this could result in extreme heat, widespread fires, and heat in areas where it is least expected.

With Uranus playing such a central role in Aries triggering the Cardinal Cross, I anticipate extreme temperature changes, earthquakes, tsunamis, power outages and general weather and earth changes.

During Mars Retrograde from March 2nd until May 20th is not the best time to start something new e.g. a job, a house move.
It is not a good time to initiate a dispute as the person who is the aggressor usually loses.
Mars rules surgery so if you have any elective surgery, try to schedule it before or after the Mars retrograde.
This will be a wonderful time for people in the repair business, especially anything connected with mechanical or technical breakdowns. So many people’s systems will break down at this time and their services will be in great demand.

Summary of Predictions for 2014:

Economy and Government:
Continued economic stagnation
More riots and protests
Bailout after bailout continues
Higher unemployment
More failures of large insurance companies
Rising food and power costs
Gold and silver very volatile but going upwards by the end of the year
Mobile money will continue to grow
Adoption of more crypto-currencies like Bitcoin
Print publications continue to die off
More whistleblowers come forward like Edward Snowden
Attempted crackdown on Internet freedoms by various governments

Medical:
Improvements in stem cell therapy
Breakthroughs in cancer research and treatments
Great progress in genome sequencing
Mobile fitness device market growing
Growth of Health Apps e.g. Diabetes UK for blood glucose, Healthsome for blood pressure
People becoming more actively involved in their own healthcare

Housing and living:
Passive housing becoming a growing market
Sustainable cities becoming more prevalent
Growth in use and application of Green Technology
Cities getting smarter as sensors connect transportation, health care, lighting e.g. sensors to help you find a parting spot, safety, security, earthquake detection

Technology:
Wearable devices will proliferate
Google Glass to be launched into mainstream
Apple iWatch coming this year
Ipads and tablets growing use in education globally
Improvements in battery technology e.g. mobile phones which can be recharged from flat in just 10 minutes and will stay charged for at least a week
More space travel and exploration
Robots being used for daily activities
3D printing becoming mainstream
Smarter devices for tracking where we are, what we are doing and how they can help us
More time travel experiments
Space explorations increase with research into other universes
New technology and social media helping people to find work e.g. Backr, Networking for Work which trains jobseekers how to use social media to find work
Using technology so that we can all find meaningful work

Weather:
Extreme patterns worldwide
More earthquakes than usual
Greater extremes of hot and cold
Flooding and water problems
Discovery of new lands emerging from the sea
Power outages
Necessity of survival kits and backup for power, food and water
Breakthroughs in our understanding of the sea

Spiritual:
An awakening of consciousness becoming more and more widespread
People connecting with their ‘tribes’
Movements of large numbers of people to safer places where they can be more self-sufficient and connect with like-minded people

Conclusion
During these tumultuous times of the Cardinal Climax we have a unique opportunity to bring about personal and global changes that will change our world for the better.
These difficult aspects can help to bring about much-needed changes as we cannot continue to destroy our planet as we have been doing. The trine between Jupiter, Neptune and Saturn is still in play, giving us a window of opportunity to create the kind of world where love and peace prevail.

Happy New Year!

CA Water-Saving Plumbing Law Effects Investment Property Owners, Sellers, and Property Managers

A California law enacted in 2009 is finally taking effect and causing concerns among property owners, sellers, buyers, and realtors. California Civil Code Section 1101.4 requires owners of single-family residences which were “built or available for use on or before January 1, 1994” which will be altered or improved on or after January 1, 2014 to install water-conserving plumbing fixtures only when the existing plumbing fixtures are “non-compliant” by certain dates specified below.

A noncompliant plumbing fixture is defined by California Civil Code Sec. 1101.3 as:

1) Any toilet manufactured to use more than 1.6 gallons of water per flush;

2) Any urinal manufactured to use more than one gallon of water per flush;

3) Any showerhead manufactured to have a flow capacity of more than 2.5 gallons of water per minute; and

4) Any interior faucet that emits more than 2.2 gallons of water per minute.

Single-Family Residences are Required to be Compliant by January 1, 2017

California Civil Code Section 1101.4 requires that if a single-family residence is altered or improved on or after January 1, 2014, the installation of such fixtures must be a condition of the final building permit approval. In addition, all single-family residences must generally be equipped with such fixtures by January 1, 2017.

Multi-Family and Commercial Properties have Similar Requirements for Compliance

California Civil Code Section 1101.5 states that all multi-family residential properties and commercial properties with noncompliant plumbing fixtures must comply with the following requirements. As of January 1, 2014 all such properties must, as a condition of final building permit approval, replace all plumbing fixtures with water-conserving fixtures if:

1) Permits are obtained to increase the floor area of the building by more than 10%; or

2) Building alterations or improvements exceed $150,000 in costs; or

3) Permits are obtained for a room with plumbing fixtures.

In addition, by January 1, 2019, all multi-family and commercial properties must comply with this law by replacing all noncompliant plumbing fixtures. Sellers of such properties must disclose to the prospective buyer whether the property includes any noncompliant plumbing fixtures.

Effect on the Transfer Disclosure Statement (TDS)

A disclosure relating to this new law was added to the California TDS in the form of a check box on page one where a seller must disclose whether the property has water-conserving plumbing fixtures or not. As of now there is no requirement for the entire property to be compliant unless a triggering event occurred prior to sale, thus, the TDS has an explanatory note on page two: http://www.car.org/legal/disclosure-folder/water-conserving-plumbing-fixtures/

What This Means During a Sales Transaction

Because the law does not fully require all properties to be fully compliant each seller, buyer, real estate agent, and property manager must fully understand the details, the deadlines, and the nuances of this law. If a seller checks the “Water-Conserving Plumbing Fixtures” box on page one of the TDS that does not mean that all of the plumbing fixtures are compliant. Thus, it is imperative for each seller, real estate agent, and property manager be fully aware of the deadline dates and the details of this law such that a proper disclosure can be made to a prospective buyer.

It is also a prudent practice to provide a prospective buyer with an Advisory or a disclosure representing the law (California Civil Code Sections 1101.1 through 1101.9) and the information available to the seller and/or the seller’s agent when entering into a sales transaction with a prospective buyer. It is also prudent to recommend that prospective purchasers consult with a competent California Real Estate Attorney prior to purchase. Professional property managers and property management companies must be mindful of this law to prevent the temptation of having work or repairs performed which do not comply with the new law.

Local Jurisdictions May Adopt Stricter Requirements

Finally, California Civil Code 1101.8 allows local jurisdictions like cities, counties, and towns to adopt stricter requirements. It is important to stress the possibility that local ordinances and laws may be stricter than California law and as such each prospective purchaser should also check with the local building department or community development department for the latest local plumbing requirements. Property managers who manager multiple residences for their clients should be out front on this new law as they are typically involved in the renovations and remodels of these types properties.

Real Estate Attorneys Can Help Property Owners in these Situations

Property management companies fortunate enough to have a real estate attorney available can help owners and sellers in these circumstances. A real estate attorney typically has the training, expertise, and procedural knowledge to help keep owners and sellers abreast of these changes in the law which seemingly occur each and every year.

Tips for Aerial Video Production

The Aerial Video shot is a new trend emerging for creating low-altitude imagery through the use of lightweight, remote-controlled helicopter drones. This technology allows for stunning aerial shots that can be used for various kinds of videos including real estate videos, construction videos, action-sports and films. There are many more uses for aerial filming, but these industries are early adopters of this new trend. Transparency Market Research finds that the aerial photography market is expected to reach $1993.3 million by 2019, with most of the income coming from the U.S. market. Most of the demand will arrive from the real estate, construction and the natural resource management sectors. Increased demand is also expected from urban planning and insurance fields.

There are many factors to consider when choosing to perform aerial filming. Here are some tips for successful aerial video production:

Weather

The most important factor is the weather. It is advisable to film on a day when the winds are less than 10 mph and usually the optimum conditions are in the morning. I’ve watched a lot of aerial videos and in almost all of them there are some shaky shots. I think it’s the nature of this type of videography since sometimes the drone can encounter a sudden gust of wind.

Type of Drone to Use

The next most important factor is the type of Unmanned Aircraft System (UAS) or drone to use. The least expensive ones are quadcopters which are small and lightweight but suffer from lack of stabilization controls like a gimbal. A gimbal is a support system that can control the camera on the roll and pitch axes. It also compensates for the movement of the drone the better gimbals can also pan and tilt the camera. A properly adjust gimbal can stabilize the camera well enough to yield “movie” quality shots. A hexacopter with a steady gimbal is the best choice for a flawless video shoot and. The extra propeller and weight of the hexacopter provide a much more stable experience than with a quadcopter.

Type of Camera to Use

You should also choose the lightest camera possible for your desired results. Most hexacopters can only fly 8-10 minutes with a DSLR due to the limitations of the batteries. If you fly a Go-Pro then expect 20-25 minutes. Your choice of camera depends on your final use, if you want high quality, beautiful shots then I suggest using a lightweight DSLR like the GH-3, or a Canon 5D series. Go-Pros can look great, but they just don’t have the image quality of a DSLR. It’s advisable to have several extra battery packs on hand, especially if you intend to be filming all day.

Have a Monitor System.

You have to see what the drone is filming in order to get the best shots, so a good wireless monitor system is a requirement. The terminology in the UAS world is FPV which stands for First Person View. Our aerial video system has two monitors, one for each remote control. The ideal filming situation is to have 2 drone operators. One just pilot’s the drone, and the other operator uses the second remote-control to adjust the camera tilt and pan.

Safety

Lastly, you must take safety into consideration. You can’t fly within 5 miles of airports and nor can you fly above a crowded place. Also, you have to stay under 400 feet and within a line of sight to the UAS. Currently, the legislation covering small drones is murky. The are legally classified as “Model Aircraft” and subject to the laws governing model or hobby aircraft. Recently a FAA court case was settled in favor of the defendant when a judge dismissed all charges against a drone pilot who had been aerial filming over a college campus last year. This led drone enthusiasts to celebrate but the FAA quickly appealed the decision. According to Inman news, the FAA is currently drafting a rule for small drones expected to be released in late 2014.

Have Fun!

Flying helicopter drones is a lot of fun and the cinematic beauty of the footage is very rewarding. I’m sure the government will come to their senses and realize this is a profitable and needed resource which needs to be regulated fairly. In the meantime keep getting amazing aerial footage and have fun practicing and experimenting with different maneuvers. Surely engineers will keep inventing smaller and more stable drones and lighter video cameras. I can’t wait to see what new advancements will arrive this year!

What California Law Requires Property Managers to Know About Smoke Detectors and Smoke Alarms

If you manage properties or rental units for a fee, or you are an individual who rents properties or rental units to people/tenants for a rental fee or leasing fee you should pay attention to what the law requires when it comes to smoke detectors or smoke alarms. As a landlord you are responsible to know the law; ignorance is no defense to a wrongful death lawsuit or serious fire causing major property damage. Smoke alarms and smoke detectors are critical residential components which must be handled with care and diligence as they are life-saving and property-saving devices which must not be taken lightly. The undertaking of managing properties is wrought with legal pitfalls and unknown obstacles, however understanding the law is paramount to being a fiduciary for your client, or being on the right side of the law if something goes wrong. A new 2014 law in California implements some standards which all property managers and property owners who rent to individuals must be aware of and abide by.

New Law for Life-Saving and Property-Saving Devices

As of January 1, 2014 all smoke detectors installed in residential units in California must be on the State Fire Marshall list of approved and listed devices and are required to; 1) display date of manufacture on device; 2) provide place on device where date of installation can be written; 3) incorporate a hush button feature; 4) incorporate an end-of-life feature that provides notice that device requires replacement; and 5) maintains a non-replaceable, non-removable battery capable of powering smoke alarm no less than ten (10) years – if the device is battery operated.

New Obligations for Rental Property Managers and Rental Owners

Prior existing law required multi-family rental property owners to install, test, and maintain smoke detectors, while single-family unit owners were under no obligation to do so. As of January 1, 2014 all residential unit owners who rent to tenants for a fee are required to install, test, and maintain listed and approved smoke detectors. For apartment buildings with two or more units landlords are even required to maintain smoke detectors in vacant units.

Owners, property managers and landlords are allowed access to tenant units to inspect, test, repair and maintain smoke detectors provided they give reasonable written notice to the tenants. Reasonable notice is considered to be written notice within 24-hours, Monday through Friday, or whatever can be arranged with the tenant as not to disrupt the tenant’s quiet use and enjoyment. Importantly for property managers and sole property owners who rent a new tenancy requires an inspection and confirmation of an operable, code complying device, in all of the required locations within a rental unit.

Penalties for Non-Compliance Can be Expensive

When building permits for repairs or remodeling are obtained a final inspection of the construction will not be approved until code complying smoke detectors are installed and tested by the building inspector in all of the required locations within a rental unit. If this inspection fails a delay in obtaining a final building permit approval could be a few days (depending on the building department scheduling) which could result in rental income losses.

Importantly property managers, landlords or owners who fail to comply with the new law can be fined $200 for the first and each subsequent offense.

Compliance with the Law is the Best Practice

The new law creates an opportunity for property managers, landlords, or owners to inspect their units for compliance and maintenance during a period of time when it was not otherwise required. The life-saving device inspection should be done periodically as this is an important component of the rental unit habitability, rental unit life-safety and a prudent business practice. An inspection of carbon monoxide detectors should be performed at the same time.